You’ve probably seen that mortgage rates have decreased, which could present some valuable opportunities for you. If you wait, you may experience a lower mortgage rate eventually, but no one can tell you that for certain.
If you are seeking a new home purchase, I can help with a pre-approval letter, which is required by many sellers and real estate agents. We run your credit, debt, and verify down payment funds, and will issue a letter stating you are approved for a purchase price of $xxx. This lets sellers know you are a serious buyer and able to complete the purchase. Usually sellers are also thinking of their next purchase, and if the buyer of their home turns out to be unqualified it affects everyone down the line. Put your offer at the top of the list with a qualified pre-approval letter. Call me and I can help you with this at no cost.
If you want to explore refinancing your current mortgage to save money each month and you plan to stay in your home for the next several years, you should consider refinancing. Speak with me and I will generate a cost review showing a cost/benefit analysis. You need to see the “numbers” before you decide to refinance. Call me and I can help you with this at no cost.
As your trusted advisor in the mortgage field, I understand that navigating the complexities of interest rates and their implications can be challenging. That’s exactly why I want to be a resource for you during this time.
Whether you’re considering refinancing existing loans, borrowing for investments, or adjusting your financial strategy, I’m here to help you understand your options and make informed decisions regarding Mortgage Rates.
If you have any questions, please feel free to reach out to me!
Just ask me! Call or email.
Jim Haley
Senior Loan Officer
[email protected]
Cell: 630-229-5006
NMLS #:224707
American Nationwide Mortgage Company
1821 Walden Office Square
Suite 453
Schaumburg, IL 60173
Office NMLS #: 1675243
To apply for a mortgage or to get pre-qualified visit this page.